Standard Variable Rate (insert example rate)
	Loan Term in Years (Max 40 years)
	Your Gross Income per Year		$
	Your Spouse's Gross Income		$
	Combined current monthly repayments (i.e. Personal / Car Loan)		$
	Credit Card/s Limit		$
	Number of dependant children
	Loan Amount Required		$
	Estimated value of all security property to be offered		$
	Results:
	Monthly Repayments
	Fortnightly Repayments
	Loan to Security Ratio (Ratio > 80% requires Mortgage Insurance)
	Net Surplus Ratio (Must be greater than 1.00:1)

This page is for calculation and pre-qualification testing purposes only, all applications will be treated on their merits. Comparison rate schedules are available for all lending products which are governed by the Uniform Consumer Credit Code.

Please note: The "Net Surplus Ratio" calculation should be considered as a guide only. Most all lenders maintain deferent methodologies of arriving at these calculations.

So even if you're just a bit short of the qualifying ratio, please email us and lets know some details as we have a variety of lenders who may be able to assist.

Standard approval/application fees and charges may apply.