Background, Consumer information and Privacy Statement:

"Housing Loans Australia" is a licensed mortgage origination firm under Western Australian State Legislation and a full Corporate Member of the Mortgage & Finance Association of Australia and a founding member of both the Credit Ombudsman Service Ltd and the Professional Lenders Association Network Australia. 

Our background comes from more than 35 years finance industry experience covering all aspects of Consumer, Commercial, Business, Corporate and International Trade Finance.

At "HLA" we offer a full range of competitive housing loan products from over 30 approved lenders offering hundreds of different loan products. Our lending panel provides facilities from the main steam established Australian Banks to niche market lenders and we have arrangements with some of the Country's largest "Non Bank" lenders. We can also provide specialist lenders offering tailored loans for the non conventional client.We can also arrange Business Finance, Personal Loans, Leasing facilities for all types of equipment as well as Margin lending arrangements.

AND, if your'e looking for Financial Planning services, for both "Pre and Post Retirement", then we have a dedicated firm of licensed Financial Planners from "MJS Business & Financial Services" available to help. Find them at www.mjsbusiness.com.au or email: Paul@mjsbusiness.com.au

Our service philosophy is based upon providing our clients with total a professional service together with quality products and services.

So call us today and benefit with our experience.

A quote from an old Bank Manager, some years ago:
“Remember, with property - what you bought today may appear expensive, however what you bought last year doesn't’ seem all that expensive today, now does it?”

Privacy Statement:

HOUSING LOANS AUSTRALIA - PRIVACY POLICY

This document describes how we at Housing Loans Australia manage personal information.

1. The National Privacy Principles: From 21 December 2001, most private sector organizations in Australia must, by law, comply with the National Privacy Principles ("NPPs"). We are bound by and will comply with the NPPs from that date.

2. Collecting personal information about you: The kinds of personal information we hold. We only collect personal information that is necessary for us to perform our functions and activities which consist of the origination, and in some cases, administration of loans and related activities. The kinds of personal information we collect and hold will depend upon your dealings with us and the circumstances in which it was collected, but may include: · information you provide to us when you apply for a loan or when you offer to guarantee a loan. This information will include your name, address and contact details, and, if applicable, identification information relevant to applications requiring compliance with the Financial Transactions Reports Act. · financial information about you such as your financial position and details of your salary or wage, and information obtained from credit checks carried out during the loan approval process (but only if you have authorized such checks to be carried out). · information about the progress of any loan provided to you, or which you have guaranteed, including your communications with us.

3. Using and disclosing your personal information: The purposes for which we collect and hold personal information and how we use and disclose it.We respect your privacy. Any personal information which we collect about you will be used by us to assess your application for a loan or offer to provide a guarantee, and to facilitate provision and administration of loans and related activities. In order to do this, we may disclose your personal information to: · professional advisers such as solicitors, accountants and valuers; · mortgage insurers; · underwriters; · government agencies such as those which administer land titles and revenue or (where applicable) foreign investments; · credit reporting agencies and mercantile agents; · external auditors; and · other organizations which participate in funding, providing and administering your loan or the loan you have guaranteed, such as the trustee of the fund from which the loan is sourced. We may also use your personal information to provide you with information about other products and services offered or distributed by us. To do that we may disclose your information to our service providers. Contracting out services and disclosures, we also disclose personal information to organizations to whom we outsource functions, such as mailing and printing houses, IT providers or a mortgage servicer which organizations assist us to service and administer your loan or the loan you have guaranteed, or provide you with information about products and services offered or distributed by us.

4. Access to your personal information: In most cases, you can gain access to personal information that we hold about you. We will handle requests for access to your personal information in accordance with the NPPs. Requests for access should be directed to the Privacy Officer, whose contact details are set out below.

5. What to do: If you would like more information about the way we manage our personal information or are concerned that we may have breached your privacy and wish to make a complaint, please contact us by calling us on 08 9316 9654 or by writing to us at the postal or email address set out below:

To: The Privacy Officer, Housing Loans Australia, 31 Orbell Way, Bullcreek W A 6149 or Email us at:: sales@housingloans.com.au

6. Changes to our privacy policy: From time to time it may be necessary for us to review and revise our privacy policy. We reserve the right to change our privacy policy at any time. We may notify you of any change to our privacy policy by any means we choose including by email, by other electronic communication, by sending you a revised copy or by otherwise informing you that a revised copy of our privacy policy is available on request.