Follow to instructions below to apply "Online" or to check on how much you can borrow - Australia Wide:

To apply online, simply email to us sections 1-7 of the questionnaire, we will then assess your application and advise you as to your best options, from our panel of over 30 lenders.

See also our calculator page.

I will look forward to hearing from you soon.

Greg Marshall
Housing Loans Australia

A quote from an old Bank Manager, some years ago:
“Remember, with property - what you bought today may appear expensive, however what you bought last year doesn't seem all that expensive today, now does it?”

 

Your Privacy is protected - see our "Privacy Statement"

Instructions: Simply "Copy" the sections 1-7 (below), then open the "Email Now" link and paste into the body of your email, then complete and submit to us at your leisure together with any other issues you would like to discuss:

Information required:

1. New Housing Loan enquiry.
Your first name for contact purposes:
Your home State:
Number of applicants:
Number of dependent children:
First applicant's gross annual income (before tax): $
Second applicant's gross annual income - leave blank if not applicable: $
Any other income - I.e. Rental - Gross annual: $

2. Current Assets:
House (and potential supporting security) - Metro or Rural - Estimated current market value: $
Any other property/s - leave blank if not applicable: $
State in which Security (Property) is/to be located:
Home contents - Insurance value: $
Car/s - number only:
Car/s year and make - estimated value: $
Other assets - shares Etc: $
Superannuation - Estimated current value: $

3. All Current Liabilities:
Present debt/s outstanding to include:
Current Housing Loan/s: $
Monthly repayments: $
Car Loan/s - present debt/s outstanding: $
And Monthly repayments on car loan: $
Any others debts – I.e. - Equity Loans, Personal Loans Etc: Yes/No -
If Yes: Approx. Current balance outstanding $
And monthly repayments $
Credit Card/s- Total Limit/s only: $
Do you clear your C/Card in full each Month: Yes/No -
Name of your Credit Card provider:

4. Other Information:
What's the purpose of the new loan? - Buying First Home/Trading up/Investment Property/Building-Renovating/Refinancing/Holiday House Etc:
Employment note: Most Lenders will require at least 6 months minimum current employment period.
Employment type - Full time, Part time, Casual Etc:
Period of current employment (in years):
Second Applicant - Full time, Part time, casual:
Period of current employment (in years):
Who is your current Housing Loan lender?
Do you have a preferred lender? Yes/No/Not really:
Your Credit History/s: Excellent/Good/Fair/Defaults:

5. Amount of new Loan required: $                    
    (I e. Approx : =  Asking Price/your Offer Price less your deposit in either cash funds held or equity in exisitng property)

6. Asking price of new property or your accepted "Offer" price, and State: $                          

7. Would you like to "Fix" the Interest rate at this time? Yes/No/Perhaps discuss later Etc:

Prior to lodging your formal application, you will need to provide us with supporting evidence as follows:

1. A legible/clear copy of your passport (for ID purposes) please tell us if not available.
2. A legible/clear copy of your current (Photo) Driver’s license.
3. A letter from your employer stating: Your Job position, term of your employment (in years - min 6 months), your salary/wages annually and any probationary conditions (if applicable).
4. Two consecutive pay advice forms covering the latest pay period including "year to date" income totals.
5. Self-Employed applicants: - you will need to talk to us about your situation.

In addition to the above, we will require a clear copy of any “Offer ” you have signed, refer to the FAQ page for notes on "Making an Offer".

 

"Email Now" - then tell a friend.

For email filtering purposes, please include the word "Confidential" in the subject line.

Remember, you can always contact us direct via our "Contact" page.

 

Disclaimer: Housing Loans Australia does not warrant or approve any application, as licensed Mortgage Originators we will assess your details (as disclosed) and provide you with information applicable to your circumstances.
Formal approval will be provided by your preferred lender from our panel of lenders, to whom you may authorize us to submit an application on your behalf.

Home: